Let’s face it, it’s hard to make time to clip coupons and prepare to go to the grocery, especially with little ones. The good news… YOU CAN STILL SAVE MONEY! That’s what I’m going to talk about today.

I try to be a penny-pinching, awesome, extreme couponer… and before my son was born I was. Like, Kroger paid ME, extreme. I was THAT good, but I had the time to invest then. Now, with an almost 2-year-old at my side at every waking minute, it’s easier said than done. That’s where these strategies will come into play.

I grocery shop at Kroger. I don’t have a whole lot of choices otherwise but, quite frankly, I like Kroger. My local Kroger has friendly staff, they don’t change the layout of the store everyday, and I know where the clearance can be found.

Our Kroger ad is in the local paper every Thursday morning. I look through the ad, circling all the sale items that are a good deal. Once I have circled my items, I know what coupons I would like to find before I go. With this knowledge I go to clipping digital coupons to my Kroger card either through the Kroger app or online. While I’m clipping the digital coupons I will also clip any for items that I always buy or need, especially if I’m needing them now.

I like to do all of my ad circling and digital coupons on Friday because Kroger offers a Free Friday Download. This means I can clip a digital coupon for a FREE product. If I don’t try to clip all of my digital coupons on Friday, I normally forget to load the Free Friday coupon and it’s only available on Friday.

You can load all of your digital coupons through the app while at the store but for me it is best at home where the kids can be playing. I also prefer to use the computer when I’m loading so many because it seems faster.

After clipping the digital coupons to your Kroger card, you will know if there are any other items on your list that you would really like to have a coupon for. This is when you can go to coupons.com or a couponing site like thekrazycouponlady.com to search for the brand to see if any printable coupons are available.

Now, you’re ready to go to the grocery.

Once, I’m at Kroger, I try to remember to check the Shopkick app for available kicks. Then I peruse the produce for any markdowns such as lettuce, salad mix, bananas, etc. Then I move onto the clearance (my Kroger has a clearance section in addition to any I may find on the shelves). As I’m shopping I can refer to my Kroger app for any coupons that match additional sale items that might not have been in the ad. Next, I gather everything on my shopping list and go check out. Done! Sounds simple right?

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Once I’m home and get the kids and groceries unloaded I have an opportunity to save even more. This is where rebate apps come into play. I love rebate apps! I can save even more money without much hassle. My favorite rebate apps are Mobisave, Ibotta, and Checkout 51. I also use (but don’t earn as much) Shopmium, Receipt Hog, and SavingStar.

Mobisave is the only rebate app I have found, so far that will deposit your rebate into your PayPal account immediately. The others have a minimum balance you must reach in order to have payment issued. Though these may be slower options for savings and rebates, they are worth it. When you reach a $20 minimum and have it transferred to PayPal or Amazon it feels like Christmas and everyone likes Christmas 🙂

This is my lazy way to save at the grocery. Do you have other tips and advice to share? Do you have a different rebate app that you love and I need to try? Share the love below!